Does the service have a money-back guarantee?
Our Business Credit-Builders System offers a 60-day money-back guarantee. We are certain that you will be 100% satisfied. Our guarantee is that if you use our priority business credit building system and are unsatisfied for whatever reason within the next 60 days you can get 100% of your money back. We would however request your honest feedback so that we can improve our service.

Does the Business Credit Building System require a monthly recurring payment to use the system?
No – the Business Credit Building system can be used by paying for the service with a one-time fee or you can make monthly payments depending on your budget. 

Do your report to the Business Credit Bureaus?
Yes – In an effort to assist with accomplishing your credit goals, we will report your full payment or your monthly payments to the business credit bureaus.

Do you provide support if I need help using the system?
Yes – You will be assigned a designated business credit specialist to help you through any issues you may have. You will also have access to the Support Ticket System, Helpful Videos, Help Page, and Chat Service.

Can you build my business credit system for me?
We can do many things for you, but ultimately, we will need your input and guidance. Our system is built so that
you can work independently or with your designated Board-Certified Business Credit Specialist who’ll guide you in
the right direction and help you get past any obstacles you may have.

I already have a D-U-N-S Number and Rating – Will I benefit from the Business Credit Building System?
Yes – Our business credit-building platform will navigate you through Dun & Bradstreet’s business Credit Bureaus to make sure your business credit report is maximized.

Does the Business Credit Building System include other credit bureaus?
Yes – Our system gives you the power, credit diversity, and ability to build strong reports and scores and assists you in establishing a creditworthy business rating with Experian Business, Equifax Business, CreditSafe, and Innovis Business Credit Bureaus.

Can I cancel the Business Credit Building System?
Yes – We are so confident that you will be 100% satisfied with our service that you have a full 60 days to utilize our service and if you are unsatisfied for any reason send an email to Refund@__________.com and you will receive a full refund. We would however request your honest feedback so that we can improve our service.

How long does it take to qualify for business credit?
Our system is designed to move your business through the business-credit-building process as fast as possible, however, it may take approximately 60-180 days to build a favorable business credit profile with all the business credit reporting agencies. With our step-by-step system which normally takes years to accomplish, you can do in a matter of months. With strong business credit scores, you can obtain credit capacity much faster than the traditional way of obtaining business credit without relying on personal credit.

How long does the business credit-building process take?
Our system is designed to move your business through the business-credit-building process as fast or as slow as you want to go. Once you sign up with our service, you will receive a username and password via email to access your business credit-building platform immediately, however, every business is unique, and may have a different starting point, but as a general rule, we ask that you commit to 90 days of diligently working on your business credit and see how fast credit opportunities open up to you.

What type of credit sources are available once I have accessed the platform?
Our lender database includes but is not limited to business-to-business vendors, retailers, banks, credit unions, credit card companies, retailers, office suppliers, packaging and shipping, graphic and logo design, web design, computers and electronics, printing and promotional, marketing and advertising, business services that offer lines of credit to all our clients, whether they are a start-up or existing businesses, and our system will we provide the guidelines for getting approved and let you know which business credit reporting agency each vendor and retailer reports to.

Do I have to provide a personal guarantee?
No, our database lists unsecured lines of credit you can obtain with no personal guarantor, such as business-to-business vendor credit, fleet cards, office supply cards, gas cards, etc. Unsecured business cash lines of credit in the form of business credit cards require a personal guarantor but the high-limit cards we offer only report to the business credit agencies.

How long do I have to be in business?
Your time in business does not impact your business credit profile. However, if your business is less than 2 years old it can make it difficult to get a small business loan (SBA). A strong business credit profile shows a history of your company’s ability to use credit and manage debt responsibly, however, our platform will guide start-up companies through obtaining lines of credit.

Do I need a business entity to build business credit?
Yes, it is recommended you build business credit with an LLC or Corporation (S or C Corp). Creditors, lenders, trade suppliers, etc. prefer to see an actual business entity otherwise you are using your personal credit as a DBA (Doing-business-as), your personal and business credit can never truly be separated if you operate as a sole proprietorship or partnership – everything you do remains “personal” with those structures.

Does having business credit separate me personally from the liability of the debt?
True personal and business credit separation along with liability protection can only occur with a separate legal entity such as a corporation or LLC. (Consult with your CPA)

Can I get business credit even if I have bad personal credit?
Absolutely! We know that one of the main reasons you are building business credit is to get away from having all of your business financing and liability tied to you personally as a business owner. Our platform is designed to navigate you through successfully obtaining business credit without you being personally responsible.

Can I transfer the business credit if I sell the business?
Yes, in most cases you can transfer your business credit to the new buyer. Consult with your creditor, CPA, and attorney before turning over access to a business line of credit to a new owner.

Can I qualify for capital for a startup business?
Yes, we have funding programs designed for startup businesses and franchises. You may be able to secure up to $150,000 for your new business if you use your personal credit or a personal guarantor with good credit.

Can you help me obtain capital for my business if I have no financials?
Yes, we have funding programs that require no financials to qualify.

Can you help me obtain capital for my business if I have a low personal credit score?
Building business credit correctly means there is rarely a personal credit check for business owners to qualify. This means all business owners, even those with low credit scores, can benefit by building their business credit. If the business owner has credit challenges and has collateral, like business cash flow, or a personal guarantor with good credit, they can also get funding along with business credit.

How long does it take to get approved for funding?
In most cases funding can be secured in as little as 30 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, 401k, and securities.

Do you offer business credit or cash funding?
Our vendors offer both business credit and cash funding programs for our clients.

Do I have to have a business credit report to qualify for business credit?
No, some of our vendors offer start-up business loans, however, these programs are limited and may have a higher interest rate.
How many lenders do I have access to?
We have over 3,500 lenders, banks, credit unions, business-to-business vendors and credit card companies and we add to our vendors list frequently.

Can I get approved for capital for my business?
Yes, Absolutely, we can help you obtain capital for your business. Our business-credit building system helps you build credit for your business, even if you have a brand-new company.

How much credit can I obtain?
Startup companies with no collateral have obtained up to $150,000 in combined credit through our business-credit builders’ platform. Clients with an established business, positive cash flow or collateral have been approved for millions of dollars in funding.

Do I need to have positive cash flow or collateral to obtain funding?
No, while businesses with collateral can secure hundreds of thousands of dollars to millions of dollars in funding depending on the value of the collateral and/or cash flow you do not have to have the collateral or positive cash flow to obtain credit through our business credit builders program, however without positive cash-flow and/or collateral, your options may be limited.

How quickly can I obtain capital through the business-builders platform?
Startup companies with no guarantor, collateral, or cash flow, may qualify for various lines of credit, however, to maximize your funding capability you will need to build business credit which can take as little as 90 days and up to 12 months depending on your commitment to working the program. Business funding lenders typically want to see that you have either Collateral, Cash flow, or Credit, whether it’s personal or business credit. If you have collateral, cash flow, or good personal or business credit, then you can typically secure lines of credit within 30-45 days or less.

Can I obtain credit if I have challenged personal credit?
Yes, several of our vendors provide a small line of credit even if you are a startup company. If you need capital quickly and have challenged personal credit, no collateral, no business cash flow, or you have a startup company, you can still secure credit using a personal guarantor with good credit.

If I have Good/Great Credit Can I Secure Capital?
YES, if you have great credit, you can secure various lines of credit through our platform, however, our system is designed so that your company qualifies for the capital you need without utilizing your personal credit. If you need capital quickly, we have vendors that will utilize personal credit while we establish your company profiles.

If I have Bad Credit, can I secure Capital?
Yes, if you need capital quickly, you can secure capital with our program. However, you may need a co-signer or a personal guarantor with good credit.

If my business has cash flow or collateral, can I use it to obtain a loan?
Yes, if your business has some type of legitimate business collateral, assets, or a merchant account (credit card sales) you can access several of our funding programs and apply with just a click of a button. Acceptable collateral includes but is not limited to purchase orders, account receivables, inventory, equipment, credit card sales, commercial real estate, 401ks and IRAs, securities such as stocks, and most other forms of legitimate business collateral. You can even qualify for funding if your business has consistent cash flow each month.

Can I obtain capital if I already have good business credit?
Yes, if you have good business credit already built, you will have access to over 3,000 business-to-business vendors and 4,000 banks, credit unions, and credit card companies so you can apply for funding through our easy-to-use platform.